Specialized
Small Business
Lending Solution

Second Lien Loans Designed to Meet the Needs
of Community Banks and Their Borrowers

Promontory Local Credit is a lending solution that can help banks more fully satisfy the borrowing needs of their commercial customers.

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Tailored
Loan Sizes

Loans provided through this solution, Promontory Local Credit loans range from $500,000 to $3 million—loan amounts that are often too small to interest other private lenders.

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Simple Structures
& No Equity Required

Promontory Local Credit loans have no requirement for equity ownership or active control over management. Terms are consistent with conventional bank loans.

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Seamless Borrower Experience

Borrowers enjoy the convenience of working directly with their bank. The bank leads the customer relationship while providing a complete financing solution.